Alternative asset financing for ‘boda boda’ drivers in East Africa, enabling ownership and fueling tens of thousands of sole proprietors. Asaak provides asset financing to African SMMEs using alternative credit scoring. Their core product is a motorcycle loan for taxi or "boda boda" drivers. It has the ability to disable the bikes remotely via an IoT device in case of default. Their proprietary data also enables Asaak to offer adjacent financial products, including smartphone, fuel, and personal loans.